Financial security is often a major objective in each of our lives. You try to do what's right for those you care about, but the wrong financial decision can often undermine the best of intentions. Whether you are concerned for your own financial needs or those of your family or your business, I can help you identify your needs and provide complementary solutions.

My Mission

To be the most successful and well respected financial planner in the Baltimore Metropolitan area.  My team and I strive to be the best people, doing the best planning, for the best clients.



Northwestern Mutual's Online Financial Tools


The new financial tools on let you manage your Northwestern Mutual and other accounts in one place, providing a total view of your finances and making it easier to work with our team to develop and maintain a comprehensive financial plan. Log in from any device to discover enhanced financial planning tools to help you create and maintain a budget, monitor cash flow, pay insurance premiums, and see your complete portfolio of assets and liabilities all in one place.

Getting started is simple! To create your online account:

  1. Visit
  2. Select 'Personal Insurance & Investments'
  3. Click the 'Register For Online Access' button
  4. Complete registration and follow the step-by-step instructions

Theodore John Kuczarski III, CFP®, RICP®, CLU®, ChFC®, CASL®

Wealth Management Advisor

If you live for it, we’ll help you plan for it.

See what our version of financial planning looks like.

Learn More

Good News for Our Clients

In 2018, we expect to again lead the industry in total dividends paid to our clients. Read more.

Northwestern Mutual’s Awards & Accolades

We win a lot of awards. Some things you’d expect. Others might surprise you. Take a look.


To learn more about Northwestern Mutual Investment Services, LLC and its financial representatives, visit: FINRA BrokerCheck